Michael Liputra – 2101675193 – Finance

First and foremost, I want to thank God for the opportunity to complete my bachelor’s degree at Binus University. Binus has taught me a lot over the years, and I’ve gathered a great deal of knowledge, experiences, and lessons as a result. All of this, I believe, will be incredibly valuable to my future professional and personal growth. Words cannot express how grateful I am for the support of my family, friends, and lecturers throughout this journey. Thank you all so much for everything.